If you are in a Chapter 13 bankruptcy, you need to set up an account on www.ndc.org. This website pulls information from the Chapter 13 Trustee, and keeps you updated on money going in, money going out, and gives you a general idea of what is going on. It doesn’t provide legal information, because that comes from your attorney. It also doesn’t have every single thing on there, so you can’t really add up columns to figure out how much you have left to pay. Again, you will need to contact your attorney for that information. I do, however, recommend that you check in on this website at least monthly to make sure your payments are actually getting to the trustee’s office. More times than I can count, employers have really messed up, or the USPS lost a money order, and ultimately, it’s up to you to make sure money shows up. This is the best way to make sure your payments are getting where they should go. If you identify a problem, let your attorney know immediately so that you can together form a plan of attack and get you back on track. Your attorney is on your team and knows how to help.
Time for Spring Cleaning Those Debts!
It’s spring! While most people thing of spring cleaning their homes, this is also a great time to spring clean your finances. Get rid of debt that is holding you back and bogging you down. You have dreams and goals, and that debt is holding you back from achieving those goals. We can use the federal bankruptcy laws to help you with that, clean out your debt load, and get you on track to making those dreams a reality. Don’t keep trying to tread water, let us help you thrive! Call us at 731-424-3315 so we can plan a way to make those dreams a reality.
It’s almost Halloween! Are you haunted by debt?
It’s getting close to Halloween!! Have you checked your credit report lately? As you know, part of having a good credit score is making sure everything on your credit report is correct. Especially in this age of constant hacking and personal information being stolen, you can’t really afford to not look at your report.
So how do you check your report? Simply go to annualcreditreport.com, where you will have access to all three credit reporting agencies. If you find anything incorrect, initiate a dispute with the credit reporting agency to get it fixed. Each agency has a link on their website for disputes.
If you find that you have lots of old debt that’s haunting you, and you are ready for a fresh start, give me a call and I’ll be happy to help you reach your financial goals.
