As back to school time draws near, so does the looming debt that can come with it. Just think about it. There are pencils, paper, crayons, hand sanitizer, and all that other stuff the teacher puts on a list you have to buy. And then there are the clothes and shoes and backpacks, and the list just goes on and on. And all of that costs money.
It’s not shocking to hear that many people get into credit card or loan trouble around Christmas, but have you thought about people who rely upon credit cards and loans to help get their children ready for school every year? If you are one of those people, you may be wondering what to do now that you’ve used your credit cards and gotten loans to get all of those school supplies and clothes so your kids can go back to school and be prepared. Not only do you have these new bills to pay, but somehow the rent or house payment still has to get paid, plus the electricity, and then there’s food…….
If you are having trouble making your payments (or find yourself in trouble in the next few months when those bills start rolling in), you might need to talk to a bankruptcy lawyer to see what your options might be. Luckily, you already know a lawyer to talk to! Me! I would love to meet with you and talk about your situation, find out what your goals are, and tell you how the bankruptcy laws would apply to your situation. Just email me or call our office at 731-424-3315 and ask for me, Alissa, and we will set up a time for you to come in and have a conversation.
Want more info on bankruptcy? Look around my website at my bankruptcy articles. I’ve posted answers to the questions I get most often. Don’t see the answer you are looking for? Bring your question with you to your appointment and I’ll be sure to answer it!
Attorney Alissa Gay 