You’ve seen the list of what you need to bring to your first bankruptcy appointment. Now you are wondering where can you find all of those things? If you don’t have those things at home, there are a few websites that can help you with some of the information.
1. Tax Return
The IRS now allows you to obtain your tax transcript (a fancy word for your tax return) online. Simply go to the IRS website here. You will have to register using your email address and personal info, but you will be able to instantly download your last few tax return transcripts. If you don’t have a printer to print them, contact your attorney’s office and see if you can email them to the attorney.
2. Pay stubs
If your employer uses ADP for payroll processing, you can download your pay stubs here. You’ll need to register or use your username and password to login, and then you will be able to access the PDF’s of your pay stubs. Remember we will need the last six months worth of pay stubs.
If your employer does not use ADP, there may be other ways to access your pay stubs online. Check with your payroll department and they should be able to give you more information.
3. Credit Report
Go to annualcreditreport.com, enter your information, answer a few questions, and you should be able to get at least one of your credit reports. Remember to either print the report or save it to your computer (you may be able to email it to your attorney).
Remember that you can only get your annual credit report free once every 12 months, so if you’ve requested yours within the last 12 months, you will not be able to get another free one until after that 12 month period is over.
Also keep in mind that everything may not be on your credit report. When you get your report, look it over. If you know you owe someone who is not on the report, write them down. If possible, call that person you owe and find out how much you owe, your account number, and their mailing address. All of this information will help make sure the people you owe get notice of your bankruptcy filing, and cause you less stress and headache down the road.
4. Unemployment income proof
If you have received unemployment income in Tennessee, you can visit the state’s unemployment benefits website here and obtain proof of the income you’ve received.
These websites should help you obtain many of the things you need to bring to your first bankruptcy appointment. If you have any questions about your upcoming appointment with me, or need to make an appointment, just call our office and ask for me or send me an email!
Have a great day!
Attorney Alissa Gay 